Optivest is a leading independent corporate healthcare consultancy that specialises in providing objective, independent healthcare consultation services. Clients need to be provided with reliable and appropriate advice and quality solutions with regards to healthcare choices. Information needs to be presented with integrity and transparency, always with the clients` best interest at heart.
Optivest offers a unique product, a one-stop shop; whereby an individual will receive a comparative quote, based on the details entered and the client can compare the different schemes and benefits with one another, compare “apples with apples”.
Fully-accredited and licensed by the Financial Services Board and the Council for Medical Schemes
Independent of any product providers and other service lines
Currently serving over 25,000 members and growing
Offices in Cape Town, Johannesburg, Pretoria and Durban
The IFA If an interested IFA wishes to provide this extended service to their clients; whereby they can refer their clients to OPTIVEST; they would be required to complete an agreement with OPTIVEST upfront. The IFA will also need to provide personal and banking details for the payment of referral fees.
Fees
New Business - Individuals
Remuneration
Payable
Leads / Referrals
R300
Once off
Brokers notes
R100
Once off
New Business – Groups: a central pay-point of 20 or more members
Remuneration
Payable
Broker notes
20% monthly
5 years
Introduction of potential groups
30% monthly
1 year
Consultancy service OPTIVEST provides advice on finding the most appropriate and cost-effective health solution by:
Conducting in-depth evaluation of present health benefits available to the client;
Presenting an objective and tailor-made health solution;
Doing market research and product comparisons on an ongoing basis or as requested;
Educating clients regarding fund benefits and administration; and
Providing full-time consultation services for all healthcare-related enquiries. Client service centre - +27 (0) 860 860 860 the client service centre will assist with:
Claims and benefit enquiries; (at elevation stage)
Direct access to administration systems;
Member detail modification;
Product information; and
Advice at option renewal dates.
Going the extra mile OPTIVEST can facilitate a wide range of additional services that illustrates our commitment to excellence:
HIV / Aids information sessions;
Health information days;
Flu vaccinations for the employees of corporate groups; and
Medical aid traveling kits for the employees of corporate groups.
Benefits to IFA
The benefit of dealing with OPTIVEST is that the company specializes in healthcare only. This ensures that no cross selling is done with the IFA`s. This essentially means that if an IFA is not in the position of assisting his client with healthcare – he stands the chance of loosing the client to another IFA. Working with OPTIVEST not only secures the IFA client base but also offers a professional service to their clients, while leaving him/her free to invest their time in areas of expertise.
As a referrer, the IFA need not to be accredited at the Council for Medical Schemes thus saving on business practice expenditure.
Limiting compliance exposure
Access to state of the art comparative quotation system.
Compliance accountability. To be able to offer a truly professional service to intermediaries, OPTIVEST`s consultants hold excellent qualifications and training. They have been accredited by the Council of Medical Schemes, licensed in terms of the Financial Advisory and Intermediary Services Act (FAIS) and accredited with the various medical schemes.
FSP/IFA can focus on key business areas and continue to grow their client base while OPTIVEST attends to their client`s Healthcare needs.
Ring fence clients as OPTIVEST ONLY consult on healthcare related issues.
Benefits to IFA`s client
Conducting in-depth evaluation of present health benefits available to the client.
Presenting the client with an objective tailor-made health solution.
Doing market research and product comparisons on an ongoing basis as requested.
Educating the client regarding fund benefits and administration.
Providing full-time consultation services for all healthcare related enquiries.
Through the dedicated Client Service Centre (0860 860 860) clients will be assisted with:
o Claims and benefit enquiries o Direct access to administration systems o Member detail modification o Product information o Advice at option renewal dates
